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# Whitby Neighbourhoods and Reverse Mortgages | ReverseMortgageWhitby.ca

> Reverse mortgage help in every Whitby neighbourhood, from Port Whitby to Brooklin, with each community's 2026 home prices. Free estimate, no sales pressure.

URL: https://reversemortgagewhitby.ca/service-areas/

# Reverse mortgages in every Whitby neighbourhood

A reverse mortgage works the same way in every Whitby neighbourhood. What changes from Port Whitby to Brooklin is the home: its type, its age and its value, and those set how much a lender will lend. Here is what homes sold for in each part of Whitby from April to June 2026.

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## Whitby home prices by community, April to June 2026

TRREB, the board that reports Whitby's sales, splits the town into communities. The table shows every one with sales in the second quarter of 2026, all home types together. The last column is the most a homeowner aged 70 could qualify for on that community's median price.

**Whitby communities, Q2 2026, all home types**

| Community | Sales | Average price | Median price | Up to, at 70 |
| --- | --- | --- | --- | --- |
| Blue Grass Meadows | 28 | $891,448 | $890,000 | $470,000 |
| Brooklin | 84 | $1,033,303 | $937,500 | $495,000 |
| Downtown Whitby | 32 | $744,319 | $745,500 | $394,000 |
| Lynde Creek | 36 | $964,606 | $838,500 | $443,000 |
| Port Whitby | 43 | $780,628 | $770,000 | $407,000 |
| Pringle Creek | 76 | $825,706 | $780,000 | $412,000 |
| Rolling Acres | 33 | $912,055 | $875,000 | $462,000 |
| Rural Whitby | 51 | $1,129,608 | $1,015,000 | $536,000 |
| Taunton North | 31 | $902,455 | $870,000 | $460,000 |
| Williamsburg | 43 | $1,025,649 | $930,000 | $492,000 |

Source: [TRREB Community Housing Market Report, Durham - Whitby, Q2 2026](https://trreb.ca/wp-content/files/market-stats/community-reports/2026/Q2/WhitbyQ22026.pdf). The last column uses 52.85% of the median, the most at age 70; it is a ceiling, not an offer. Whitby Industrial had no sales.

## Three parts of Whitby with their own page

[Reverse Mortgages in Brooklin, Whitby Whitby's busiest home market, with large newer family homes around a heritage village north of Highway 407.](/service-areas/brooklin/) [Reverse Mortgages in Downtown Whitby The historic core around Brock Street and Dundas Street, with the town's older homes and services within walking distance.](/service-areas/downtown-whitby/) [Reverse Mortgages in Port Whitby Whitby's lakefront south of Highway 401, with older houses, townhouses and newer condo buildings near the harbour.](/service-areas/port-whitby/)

## Rural Whitby, Ashburn and Myrtle

North of Brooklin, Whitby is mostly countryside, with the hamlets of Ashburn, Myrtle and Myrtle Station. They were villages of Whitby Township until the township and the town joined on January 1, 1968. Rural Whitby had the highest median price of any Whitby community from April to June 2026, at $1,015,000.

A rural property can still qualify. Each lender looks at the home, the land and the location, and not every lender is equally comfortable with every rural property. When you ask, tell Richard about the lot, the well and the septic system, so he can match your home to the lenders that suit it.

## Older streets and heritage districts

Two parts of Whitby are heritage conservation districts: Werden's Plan, beside downtown, with about 250 properties, and the old village of Brooklin, with 169. Exterior work there needs a heritage permit from the Town. A heritage home can get a reverse mortgage like any other house. If you have signed, or plan to sign, the Town's heritage easement agreement for its tax rebate, mention it when you ask, because a lender has to agree to rank behind that agreement.

## Where these figures come from

Checked 2026-10-16.

1.  [TRREB Community Housing Market Report, Durham - Whitby, Q2 2026](https://trreb.ca/wp-content/files/market-stats/community-reports/2026/Q2/WhitbyQ22026.pdf)
2.  [Statistics Canada, 2021 Census Profile, Whitby (Town)](https://www12.statcan.gc.ca/census-recensement/2021/dp-pd/prof/details/page.cfm?Lang=E&DGUIDlist=2021A00053518009)
3.  [Whitby Public Library Archives, history of Whitby (1968 amalgamation)](https://images.ourontario.ca/whitby/about/a79)
4.  [Town of Whitby, Heritage Property Tax Rebate](https://www.whitby.ca/services-and-payments/property-taxes/tax-rebate-and-relief-programs/heritage-property-tax-rebate/)
5.  [Town of Whitby, Heritage conservation districts](https://www.whitby.ca/explore-and-enjoy/heritage/heritage-conservation-districts/)

Date modified: 2026-10-16

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Free reverse mortgage estimate (no sales pressure): https://reversemortgagebroker.ca/estimate/?utm_source=reversemortgagewhitby&utm_medium=satellite&utm_campaign=service-areas

Operated by Dominion Lending Centres Homestead Financial, a mortgage brokerage licensed by the Financial Services Regulatory Authority of Ontario, brokerage licence #11711. Independently Owned and Operated. ReverseMortgageWhitby.ca is a website of Dominion Lending Centres Homestead Financial, not a separate brokerage. Richard Hopkins, Mortgage Broker, licence M16000896.